Buying a car in Nigeria is a big step, and often, a proud milestone. But before you transfer that money or collect the keys, there are a few important things you need to think about beyond just the look or performance of the vehicle. One of the most overlooked? Car insurance.
In a country where road risks, flooding, and traffic incidents are part of everyday life, protecting your investment is just as important as owning it. Before you pay for that car, consider these three things:
- Can You Handle the Unexpected?
Driving in Nigeria comes with many uncertainties, potholes, reckless drivers, flash floods, and even civil commotion. These are real threats that can damage your car in seconds and leave you with a huge bill.
Unfortunately, many Nigerians only purchase the basic third-party motor insurance required for registration, which does not cover damage to your own vehicle. So, ask yourself: if something happens tomorrow, can you afford repairs or a replacement out-of-pocket?
- Are You Buying Insurance That Truly Protects You?
Insurance should be more than just a requirement; it should be a solution. For those seeking extensive coverage, comprehensive car insurance offers robust protection. However, recognising that affordability is key for many, Heirs Insurance Group introduced the Flexi Motor Cover. This option provides a more affordable way for everyone to get the coverage they need, whether they choose the comprehensive plan or the flexible alternative.
With three flexible options: Flexi 25, Flexi 35, and Flexi 70, you get protection that fits your budget and your lifestyle. Coverage includes:
- Repairs for your vehicle and the other party’s
- Flood and fire damage protection
- Unlimited cover for third-party injury or death
- Towing services (intra- and interstate)
- Protection during riots or strikes
- No excess charges in the event of a loss
This is affordable car insurance in Nigeria that actually works when you need it most.
- Is Your Car an Asset or a Liability?
You worked hard to afford that car, so do not leave it vulnerable. Cars are valuable, but they lose value quickly after damage or theft. With a strong motor insurance plan, your car becomes a protected asset, not just an expense.
Starting from just ₦25,000 per year, you can enjoy peace of mind knowing that someone has thought carefully about your real-world risks and designed a solution for them.
Ready to protect that new ride?
Learn more about the Flexi Motor Plan and choose a variant that works for you.
